Catalytic Converter bank 2 is bad. Can't pass emissions. Would an OEM universal Cat. Converter make it pass in NV?

What is your question?

OEM aftermarket parts are $118. The truck is 12 yr old work truck 104k miles. Not looking to spend a ton. Had it diagnosed 3 times. All 3 times it says cat. conv. bank 2. Which is the passenger side. Auto parts store said there universal part will work. But its a 50% chance I won't pass smog. Because the light may still show because its not factory parts? Any suggestions? I'm in Nevada. O'Rielly Auto said it has California Catalytic Conv. info on it. So he don't know what I should do. Nissan wants incredibly to much to fix it. Want to replace everything.

What makes this problem better or worse?

No emissions. Just check engine light is on.

How long has your 2006 Nissan TITAN had this problem?

A few months. Since October. No emissions. Just check engine light is on.