has anyone else had a problem with paint peeling on your 2012 rav 4 color white,

What is your question?

it looks to me that it should be covered longer than 3 years since you don't even have it paid for in that time. I have a 97 toyata pickup and the paint is in great shape. what happened to the 2012.

What makes this problem better or worse?

nothing

How long has your 2012 Toyota RAV4 had this problem?

about a year