Was told my 2013 Ford Fusion Titanium with 127,380 miles needs the engine replaced because something broke off in it- quoted $7400. Thoughts? I don't have a lot of money but hate to sell it for scrap

Hello, I would just work with your dealership to consider the root cause of failure, to learn what could have broken off in the engine from just normal use. Did something break off perhaps due to work that was performed? Some further clarity would be helpful. You could also price out your repairs at other shops near you - you might find a better option with a decent used engine or lower labor rate that can be helpful to repair a vehicle if your vintage and mileage. Use this link to find some shops near you that can help with your concern: www.repairpal.com/repair-shops