should i change my transmission fluid for the first time with 130,000 miles?

WOW YOU ARE WAY OVERDUE AND YES A SERVICE MAY CAUSE PROBLEMS BUT NOT CAUSE THE TRK GOT UESD TO THICKER OIL. IF YOU DO SERVICE IT USE ATF+4 FLUID. IF SOMETHING IS GOING TO GO WRONG ITS NOT CAUSE YOU INSTALLED NEW FLUID ITS BECAUSE IT IS WAY PAST DUE

Standard interval for trans fluid and filter change on this vehicle is at 120k miles so yes you are due it is also time to replace the radiator fluid and the fluid in your differential(s)