Timing chain on the N20 BMW ENGINE

What is your question?

I have 141.000 miles on my 2014 X3 AND HAVE HAD ALL KINDS OF MAINTENANCE DONE AND DESIRE TO KEEP IT TO 200.000 MILES. My philosophy has been I will pay for repairs as long as the transmission and engine are good. Though I have not had a problem yet, I am terrified of my N20 ENGINE AND ALL THE TIMING CHAIN PROBLEMS i HEAR ABOUT which is about a $3800.00 to $5200.00 job. i WOULD LOVE TO KEEP THIS VEHICLE, BUT FEEL IT MY BE FOOLISH TO NOT RID MYSELF OF THIS VEHICLE AS PAYING $5000 IS UNACCEPTABLE AND i RATHER PUT THAT MONEY ON A NEW CAR. SHOULD i KEEP DRIVING OR TRADE IT IN.

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