What if the seller won't allow a pre-purchase inspection?
If a seller won’t allow a pre-purchase inspection, there’s a good chance they’re hiding a serious issue. Consider this as a big red flag and walk away. There will be plenty of other suitable vehicles worth your hard-earned money.
What else should I do to ensure I’m making a wise purchase?
While pre-purchase inspections are relatively affordable, there are a few things you can do to weed out some cars before getting that far, thus possibly saving you some money.
Research the vehicle thoroughly: Check reliability ratings for the year and model of car you’re considering, and look at owners’ reviews of the vehicle. Stay away from troublesome cars that require expensive repairs.
In addition, research the potential insurance cost for the car. You can find this out from your insurance agent.
Run a vehicle history report: This is done by submitting the vehicle’s VIN to a service that provides these types of reports. You can usually find your VIN on the driver-side top of the dashboard, or on the driver-side door jamb.
A vehicle history report will usually include information on when and where the vehicle has been purchased and sold, service history, any accidents, smog tests passed and failed, and open recalls. The is no guarantee that the vehicle history report is complete, but it’s a good place to start.
Find out everything you can from the seller: Ask for service records, which can prove that the vehicle was properly maintained. If you are in a state that requires smog inspections, ask to see the most recent smog certificate.
Get a good look at the pink slip or title to verify that the seller has clear title to the vehicle, without any liens. A “salvage” title is a red flag, indicating that the vehicle was previously totaled, and may have severe problems. Also ask why he or she is selling it now.
Do a basic visual inspection: Check under the hood, under the vehicle, inside the trunk and around the interior. Look for excessive wear, rust, and any signs of an accident. Make sure that the tires have adequate tread, that all the lights work, and that all features operate as they should.
Drive the vehicle yourself: Start it up and let it idle for a while. Walk around the vehicle, listening for odd noises and a smooth idle. Keep an eye out for any smoke or dripping fluids.
Next, take it for a drive. Make sure that it accelerates, brakes and corners well, without any problems or odd noises. It should stay straight, without pulling to one side. Hit a few bumps or potholes — the suspension should be able to handle them without crashing or bottoming out.
Take it on a highway, where it should be able to achieve and maintain a normal cruising speed without complaint. Do a few lane changes to verify that it handles well at highway speeds. Be sure that you are satisfied with the vehicle’s seating position and comfort, the all-around visibility from the driver’s seat, and the setup and operation of the controls.
After your test drive, park the vehicle on a clean section of pavement. Let it idle, checking for any leaks or noises that may only appear once the vehicle is warm. Shut it off, then check back several minutes later for additional leaks.
If everything seems fine, get a PPI: If the used vehicle in question still appears to be in good condition, without any apparent major flaws, you can now arrange for a pre-purchase inspection.