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Q: Timing belt on 2004 Toyota Highlander

This excellent vehicle has been driven 25,500 miles, primarily on trips trwice a year. The dealer told me I need to change the belt (& ? water pump) due to age instead of miles. Is that correct?
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Toyota recommends replacing the timing belt at 90,000 miles or 72 months (6 years). The water pump replacement is optional, but it is a good idea since they about have it removed when replacing the belt.
You can get away with this for awhile, but it's impossible to say how long, but when your talking about a broken timing belt ($$$) it isn't worth procrastinating for too long. At the rate your going you will take forever to get to 90,000 miles, so I would look at the expense, and the upcoming expenses (30K service) and make a determination as to when to have the work performed. You'll be OK for a year or two, but I wouldn't go beyond that.
You're living on borrowed time. Would be a huge expense to repair if the timing belt breaks due to age/wear.
I just changed my timing belt on my 2003 Highlander on 5/23/11 at 178,500 miles. Yikes!

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