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Q: Could failing water pump cause metal shavings in oil pan and filter? on 1999 Dodge Intrepid

I need to know if my failing water pump could cause metal shavings in the oil pan and filter even though it's not bad enough yet to release water from the water pump into the oil? I'm extremely confused because the car runs great. You'd never think anything was wrong with it at all. My plan is to change the water pump and possibly the timing chain, but I need to know if it's even worth the time and money?! I have called around to a few places and it seems everyone has their own opinions on what they think I should do. Your opinions are greatly appreciated.
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The failing water pump should not affect the lubrication system at all. The debris in the engine oil has to be coming from somewhere else in the engine but not from the cooling system.
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