when is it best to get a belt and a water pump? on 2004 Volvo S60

I am at 119,00 right now and not doing badly at all, but do travel a lot.

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2 answers
timing belt is due at 105,000 miles and, yes, this is an
interference engine (bends valves when the timing belt breaks)
its time..better safe than out of 1800, for valve service,,,