My car won't start, but I have power to lights and fans on 2001 Saturn SC2

I hear a click when I try to start it, but it doesn't even try to start. The problem came out of the blue as I dove it all day yesterday without an issue.

Asked by for the 2001 Saturn SC2
starter motor failure. have it checked to verify.

1 more answer
have the starter checked it sounds to be on the way out