do you need to replace timing belt @ 90 k as recommended or should I wait a bit? on 2004 Toyota 4Runner

truck runs great didn't want to spend a $1000 s if I could wait .Did anyone have a timing belt issue and if so at what mileage ?

Asked by for the 2004 Toyota 4Runner
The main problem with putting off a timing belt is that if it snaps, and they do, then you will do extensive damage to your engine, possibly even ruin it. It is wise to just do the belt, if you want to keep the truck.
Thanks !