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2003 Ford F-150

Question: Can a FT LT collision cause internal engine problems; ovrheating, smoke,etc?

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thunk, 4.2L V6, Jackson, LA, January 19, 2012, 13:37
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Front left side collision that caused 6500.00 damage. Now engine thermostat will shoot to red hot within seconds. No heat from vents for about sixty seconds then as air warms thermostat begins to fall. The truck ran 100% fine before accident. Insurance is refusing to pay unless I can find a mechanic to certify that damage was caused by accident. I'm broke, where do I start to minimize damage to my already thin wallet?
Thank you in advance.

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